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SummaCare Adds Medicare Advantage Group Options for Small Businesses

8/21/2009 11:03:00 AM

SummaCare, Inc. has introduced a new product to help small businesses offer affordable and comprehensive health coverage to their employees. The SummaCare Secure Choice plan is for employers with a total of two to 19 employees and at least one employee aged 65 or older.

With the 2-19 product, the employer selects two health benefit packages, a standard group plan and a Medicare Advantage Group (SummaCare Secure Choice) plan. Employees who are eligible and interested in the SummaCare Secure Choice plan have the option to enroll or to select the standard group plan.

SummaCare Secure Choice includes two plans that offer $0 deductibles, $0 copays for in-network routine physicals, mammograms and immunizations and $10 copays for visits to in-network primary care providers. Affordable prescription drug coverage is also offered under both plans. The monthly premiums are $150 for plan Choice I-09 and $250 for plan Choice II-09.

Benefits of SummaCare Secure Choice for employers include:

• Employer contribution is not required
• Benefits are typically more comprehensive than the company's existing health plan
• Minimal medical underwriting with no pre-existing condition limitations for Medicare eligibles enrolling in the plan
• Dependent coverage is also available

Benefits of SummaCare Secure Choice for employees include:

• Comprehensive benefits, including prescription drug coverage
• Minimal out-of-pocket costs with no deductibles to meet
• No individual medical underwriting or pre-existing condition limitations
• Full range of health and wellness services standard with all plans, including exclusive web-based tools to manage health
• Extensive network of providers, plus the ability to utilize any provider in the nation
• Optional coverage for dependents

“We understand the challenges facing small businesses and their employees who are eligible for Medicare Advantage,” said SummaCare Vice President for Medicare and Individual Products, Jim Loveless. “By offering SummaCare Secure Choice, we are providing two affordable options that small businesses can offer to eligible employees and peace of mind for a senior population that might not otherwise have affordable choices.”

SummaCare Secure Choice is offered throughout SummaCare’s 18 county coverage area.  Additional information can be obtained by calling 330-996-8913 or at www.summacare.com.

About SummaCare
Established in 1993, SummaCare offers a full line of health plans including PPO plans, HMO plans and Point-of-Service plans and Medicare POS plans plus life, dental and vision plans.  Through its extensive network of more than 7,000 providers and more than 50 hospitals, SummaCare offers coverage to more than 130,000 members throughout northern Ohio.  SummaCare is recognized for outstanding product offerings and customer service by U.S. News & World Report and is the only plan recognized in Ohio by the Health Industries Research Company as a health plan with the most effective disease management programs for asthma, heart failure and diabetes.