Group Health Insurance Products & Services

SummaCare offers comprehensive group health insurance products for your company or small business in Northern Ohio.

We understand the importance of quality healthcare, which is why we make it a priority to offer affordable and reliable group health insurance products.

Fully-Insured Products

Choose from differing deductibles, coinsurance and copays to suit your needs.

Self-Funded Options

With a focus on cost containment and the expertise to understand the subtle nuances of your healthcare needs, SummaCare offers a true partnership in administering employee benefits.

Retiree Coverage

Looking for coverage for your retirees? We offer various products to fit your needs.

Individual Products

Our individual products are perfect for sole proprietors, recent graduates, early retirees and others without access to group coverage.

Prescription Drug Coverage

We offer a wide range of pharmacy riders with varying copay and coinsurance options. view our comprehensive formulary, pharmacy riders or search for details on a specific drug.

Ancillary Products

Further customize your group health insurance plan by selecting from a variety of optional products, including prescription drug services, life, disability, dental, vision and Section 125.

HealthEquity - HSA/FSA/HRA

SummaCare and HealthEquity provide consumer-directed healthcare solutions including Health Savings Account, Flexible Spending Accounts and Health Reimbursement Accounts. To learn more about coupling a health plan with a lower premium with a Health Savings Account, click here.

NEO Administration Company - HRA Administration

SummaCare has partnered with NEO Administration Company to provide Health Reimbursement Account (HRA) administration. NEO Adminstration Company isa leading service provider specializing in benefit plan consulting, compliance and administration. Learn more about the SummaCare and NEO partnership here

Health & Wellness Services

We're dedicated to improving the overall health of all of our members. Through award-winning disease management programs and wellness tools and service, SummaCare teaches members how to live happier, healthier lives.

Value-Added Services

All SummaCare’s fully-insured group health insurance plans include tools and services for members including vision discounts, valuable online tools and 24-hour access to medical professionals.