Posted November 01, 2021 by Charles A. Zonfa, MD, FACOG | Chief Medical Office
Shopping for health insurance? If you don’t have health insurance through your employer, don’t yet qualify for Medicare or make too much money for Medicaid, SummaCare is here to help.
We offer insurance options for individuals and families who do not have access to group coverage. For more than 25 years, we’re proud to have provided our neighbors and friends with the personal attention and coordinated care they need to live healthy, happy lives.
Our health plans offer access to quality providers and top hospitals, comprehensive pharmacy benefits, certain preventative services for free, value-added health and wellness programs, and more. Plus, new this year we’re offering much lower monthly premiums for our 2022 health plans.
Explore the many benefits of SummaCare’s Individual and Family Plans and find out why so many neighbors are turning to SummaCare for their health insurance needs.
Individual and Family Plan Benefits
Our 2022 individual and family health insurance plans are designed to meet your needs and include:
Our plans also offer health and wellness services designed to help you feel your best, including:
Choosing the plan that’s right for you and your family
SummaCare understands healthcare needs vary from person to person. That’s why we offer a range of plan options designed to meet the needs of individuals and families looking for health insurance.
Plan categories are based on how you and the plan share your healthcare costs. Generally, plans in categories with lower premiums pay less of your total costs. Categories with higher premiums usually pay more. All plans cover at least the same set of essential health benefits. Categories have nothing to do with care quality.
You want a low-cost way to protect yourself from worst-case medical scenarios, like serious sickness or injury. Your monthly premium will be low, but you’ll have to pay for most routine care yourself.
You’re willing to pay a slightly higher monthly premium than Bronze to have more of your routine care covered.
You’re willing to pay more each month to have more costs covered when you get medical treatment. If you access care frequently, a Gold plan could be a good value.
Catastrophic health insurance plans have low monthly premiums and very high deductibles. They may be an affordable way to protect yourself from worst-case scenarios, like a serious illness or injury, but you pay most routine medical expenses yourself.
Our plans are available to individuals and families living in Summit, Stark, Portage and Medina counties and feature the SCConnect network. This network provides access to many of the area’s finest physicians, facilities and hospitals including Summa Health, Cleveland Clinic Mercy Hospital and Akron Children’s Hospital. By providing access to this exclusive network of providers, we are able to offer efficient care at lower costs.
To choose a plan that’s best for you and your family, call 888.539.5508 to speak with a licensed enrollment advisor or visit summacare.com/individual for a full summary of benefits for each plan.Open enrollment for 2022 coverage begins Nov. 1 and runs through Jan. 15, 2022. If you enroll from Nov. 1 – December 15 your coverage will begin on January 1, 2022. If you enroll between December 16 and January 15, 2022 your coverage will begin on February 1, 2022. Most plans can be purchased using financial assistance in the form of an advanced premium tax credit and/or cost-sharing subsidy, if applicable.