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Empower Your Workforce with Health Benefits to Fit Their Unique Needs

Posted April 16, 2025 by Steve Chrzanowski, Director, Group Retention


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As a small business owner in today's competitive landscape, you know that attracting and retaining top talent hinges on more than just salary. Your employees come from all walks of life – diverse in age, background and health situations – each with unique needs. That’s why a one-size-fits-all group health insurance plan simply won't cut it.

SummaCare's Multiple Employer Welfare Arrangement (MEWA) plans are specifically designed for small businesses, offering flexible options that address a variety of specific health and wellness needs to benefit your employees. Here’s how you can design a group health plan that ensures every member of your team has access to quality care, ultimately benefiting your bottom line.

1. Give Your Employees Choices

Employees have different healthcare priorities. Some need regular specialist visits, while others prioritize low-cost preventive care. SummaCare’s MEWA plans enable employers with two or more employees to offer more than one plan design, allowing your employees to select coverage that best suits their individual needs. This personalized approach shows you value their needs and can significantly increase employee satisfaction.

2. Foster Inclusion

In today's diverse workforce, providing access to care that’s inclusive isn't just a nice-to-have – it's essential. This means offering plans with a strong provider network that includes bilingual providers, convenient telehealth options and coverage for alternative treatments such as chiropractic care. SummaCare connects your employees with providers who understand and respect the cultural and linguistic needs of their health journey, fostering a more inclusive and supportive environment.

3. Support Your Team Through Every Life Stage

From young professionals just starting their careers to seasoned employees nearing retirement, different age groups have different healthcare priorities. Younger employees may value mental health support, maternity coverage or fitness programs, while older employees may require robust chronic disease management and prescription drug coverage. Look for plans that address the evolving needs of your entire workforce.

4. Prioritize Mental Health – It Impacts Your Bottom Line

Mental well-being is just as important as physical health, yet it's often overlooked. Failing to address mental health issues can lead to decreased productivity and increased absenteeism. SummaCare integrates mental health and wellness programs into our MEWA plans, providing your employees with access to health coaches and stress management resources to support emotional well-being. Investing in mental health is also an investment in a more focused and productive team.

5. Smart Savings Without Sacrificing Coverage

One of the biggest hurdles for small businesses is providing high-quality coverage for employees that won’t break the bank. MEWA plans help you overcome this challenge by pooling resources with other small businesses, giving you the purchasing power of a larger group and resulting in more competitive rates and better coverage options. You can also offer Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) to help your employees manage out-of-pocket expenses effectively.

6. Emphasize Preventive Care

Encouraging preventive care leads to healthier employees and lower long-term healthcare costs for everyone. Most MEWA plans include wellness initiatives, routine screenings and vaccinations to keep your employees healthy and productive. A proactive approach to health means fewer sick days and a more engaged workforce.

Partner with SummaCare for a Healthier Workforce

Offering a group health plan that truly meets the diverse needs of your workforce doesn’t have to be complicated. SummaCare’s MEWA plans offer the flexible and affordable benefits your business needs to support employees at every stage of life. By prioritizing your employees’ diverse healthcare needs, you can cultivate a more engaged, satisfied and, ultimately, more productive team.

Ready to discover how SummaCare can help your business build an inclusive and cost-effective health plan that attracts and retains top talent? Contact your insurance broker/agent or call us today at 330.996.8955 to explore your MEWA options or visit summacare.com.

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