Medicare Advantage plans are offered through private insurance companies, like SummaCare. They are designed for those who are eligible for Medicare and they offer more coverage and lower out-of-pocket costs than Original Medicare. Some plans include extra benefits not offered by Original Medicare.
Many employers offer health insurance to their employees, often referred to as employer group coverage, as part of a competitive benefits package. These plans typically feature comprehensive medical coverage, and employers can choose a plan based on desired coverage levels. Options vary by health insurer and are determined by several factors, including the number of employees, employer location, network selected and other variables. Employer group products are offered on a fully-insured or self-funded basis.
Retiree plans include /options for employers who cover retired employees over the age of 65, as well as options for sponsoring plans without financial contribution.
Ancillary products help complement and/or customize your health insurance plan. Options vary by insurance company and plan, but include a variety of products, including prescription drug coverage, life insurance, disability coverage, dental, vision and Section 125. Some health insurance plans feature some of these products as part of their benefits, while others offer them as additional benefits you can purchase with your health insurance plan.
