SEP Qualifying Life Events

Outside of Open Enrollment, you can only enroll in or change Marketplace plans if you qualify for a Special Enrollment Period based on certain life changes or your estimated household income. Check the list below to see if you qualify:

• I got married
• I had a baby
• I adopted a child
• I moved to anew residence
• I lost my job
• I got divorced
• My COBRA expired
• I was released from incarceration
• Aging off a parent’s plan
• Losing Medicaid or CHIP
• Loss of Minimum Essential Coverage
• My spouse passed away
• I gained access to an ICHRA offer
• I was offered a QSEHRA
• I became a US Citizen (legal resident)
• Household income changed
• I am a member of a federally recognized tribe